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Home Owners and Condominium Insurance: Savings, FAQ's, and More

Here you can learn more about your homeowners or condominium insurance policy along with finding answers to common questions. Also, you will find savings tips and tools to help you get the most from your insurance plan.
Insider Insurance Tips
Welcome to your mini insurance school lesson on insider insurance tips! Don't worry, if you have trouble reading a full article on any insurance subject or if your insurance agent is not your best friend, these insurance school quick tips will get you enough insurance knowledge to make you look like you know what you are talking about... and I bet you will learn a thing or two! Of course, going…
Adding to Your Homeowners Insurance: Do You Need a Rider?
If you own certain expensive items, such as jewelry, Oriental rugs or home office equipment, more than likely you will need a rider on your homeowners insurance policy. A rider is like a mini-insurance policy added to your current home owners insurance policy and it will give added protection to certain items that may be excluded or have low limits on your home owners insurance policy.
Making Sure You Have Enough Home Owners Insurance
The main determining factor is whether your policy is a replacement cost value policy or an actual cash value policy. If you have an actual cash value policy, it will not. Actual cash value is also known as the fair market value. Fair market value is basically the amount that a a buyer would pay for your home.
Insurance Not Covering Toxic Mold in Homes
Homeowners in Broward County, FL, complained to their insurance commissioner that mold in their homes was making them sick and their insurance agents were refusing to pay. Although doctors agree some mold can be toxic, and if the problem spreads the homes can be inhabitable, insurance companies claim it is not covered.
Filing Your Insurance Claim After Being Forced Out of Your Home
When forced to evacuate your home due to a disaster the first concern for every family is to make sure everyone is safe. Worrying about property damage is second but it is important to think about how you will file your insurance claim if you don't have access to your home.
What is Title Insurance?
Purchasing your home is an important decision. But how does one know that the property they purchased has a clear title? Because unknown problems can be hidden in the history of a property's title, homeowners pay for title insurance.
3 Days to an Accident-Free Home
You don't have to wait until Spring...when is the last time you cleaned your home against accidents? Accidents can happen anytime so let's try some Home Accident Anytime-Cleaning Projects! Sign-up today and receive your first lesson: Home Accident Anytime Cleaning Project #1: Protect Yourself Against Carbon Monoxide and Fires
After the Disaster: Filing the Homeowners Insurance Claim
Taking the right steps, such as calling your agent immediately and accessing and temporarily repairing damage to your home can make filing your homeowners insurance claim a smoother process. Here are the 5 steps you should take when preparing and filing your homeowners insurance claim.
You Don't Have to Pay PMI
Find out what PMI is and how you can avoid paying it when you purchase your next home.
The Top 10 Personal and Business Insurance Tax Dos and Don'ts
When tax time comes there can be an array of questions about deductions and what to report as income. This Insurance Tax Dos and Don'ts list of tax tips will hopefully help many with tax questions regarding insurance whether on a personal or business level.
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