Collision Coverage
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Definition:
Coverage that pays to repair or replace your car after an accident or collision. A deductible can apply depending on the insured's requests at the start of the policy. In most states this is an optional coverage and is not usually a required covarage.
Examples:
After the auto accident Janice reported it to her insurance agent. Her agent said the claim would be covered by the collision coverage she had requested at the start of her policy.
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