Your Insurance Quote for Boat Insurance

According to information from the U.S. Coast Guard, property damage to boats has been increasing. Many states now require boat owners to have boat insurance. If you have your boat on a loan or use a marina, you will probably also be required to have boat insurance. If you are not required to insure your boat, it is important you still consider purchasing boat insurance from an insurance company.

Before Getting Your Insurance Quote: Understanding Boat Insurance

Boat insurance works similar to the insurance for your car, and can protect in the same way. But, since boats have different features than your car, you will want to make sure your insurance company gives you all the coverages you need and any savings that may lower your premium before you get a boat insurance quote from an insurance company.

Boat Insurance Coverages You Will Want:

liability

physical damage

theft

medical payments

motor coverage

trailer coverage

boat covers

docking fenders

communications devices

Boat Insurance Discounts You May be Entitled to:

new boat

automatic fire extinguisher

burglar alarm

ship-to-shore radio

approved boating education course

Remember, since every boat is unique please make sure to check with your insurance agent to see if you need any additional boat insurance coverages or would be eligible for additional boat insurance discounts.